A successful financial plan is a collaborative effort. When we say we will prepare one for you, the ‘we’ includes you because it will require your honest, open and realistic input at the beginning and your earnest feedback throughout as you progress with putting your plan to work.
What You Want and
what you need
We start with a lot of soul searching to see what you need and what you would like to accomplish. It is more than just about increasing your wealth. It also encompasses quality of life issues for you and your loved ones.
Our approach is comprehensive. Once we have completed the fact finding and agree to the direction that would be most appropriate for you, we go forward in implementing and we continue on by measuring results and monitoring the progress. The best laid plans can need adjustment more often than not when life circumstances change or take a new course.
Our financial planning is integrated with tax planning to achieve net of tax results. A high return bond investment may look appealing at first but may not sound so good when we factor in the applicable federal and state taxes, especially if you are a high income earner. And just so for municipal bonds in your state that might offer an attractive tax free yield but subject you instead to the Alternative Minimum Tax.
There is no doubt a lot to consider from your perspective and ours. Our goal for you is to put it all together in a comprehensive, manageable, and tax efficient financial plan that can be flexible and resilient in accommodating whatever life or the universe may bring your way.